This seduction thing has been going on since Eve gave Adam an apple but in the digital age it's turned into a romancing the card deal with little perks like travel hendrick and 0% interest transfer rates which seem like a good thing at the moment. This kind of thinking is like putting Bill Clinton in a room full of interns.

You see, this financially embarrassing situation you find yourself in was planned many years ago by the other man in the White House. You're just asking for trouble and you could even lose your home in the process. High interest credit card debt rates of 30% and massive card debt are causing people to do some really dumb things like looking for consolidation loans or some crazy debt settlement scheme to add more interest to more debt. But just like poor old Bill, we all get caught with our pants down, holding a bag of card debt bills, red faced and wondering what happened.

Just use the search term "Frontline the credit card game" and watch this news special which shows the model that set the standard for other banking institutions to lure most of the population.